Acumentis Approved Lender Questionnaire

Details

Name(Required)

Email(Required)

Business Overview

What is your Finance Lending Business Trading Name(Required)

ABN(Required)

Do you hold an Australian Credit Licence? If so, please provide details below(Required)

What are the primary funding sources for your lending products? If the main source is from private funders, how is this structured?(Required)

What is your typical borrower profile?(Required)

Where do you source your lending opportunities? (ie branch network, relationship bankers, brokers, online equiries etc)(Required)

What are your invoice payment processes?(Required)

Lending Policies

What is your Credit Decisioning process? Please provide a brief overview.(Required)

Do you have a dedicated Credit team? Is this independent from the business generation / relationship side of the business?(Required)

Do you have Standing Instructions for your Valuers? If so, please provide.(Required)

File

Max. file size: 256 MB.

When are valuations required and how are these used in the credit decisioning process?(Required)

Are valuations always required prior to gaining credit approval, or are they undertaken post approval?(Required)

How often are facilities reviewed? Do you obtain valuations at each review? Do you rotate the valuers you use for review valuations?(Required)

Lending Products

Please provide a brief summary of the types of Real Estate lending that you undertake? What is your target market? What is "out of scope" lending for your business?(Required)

What is the maximum LVR you would consider for First Mortgage purposes for Residential, Non Residential and Construction facilities? What is the typical LVR across your loan book?(Required)

What is your typical loan term, and on what basis of repayment are facilities typically approved (ie Amortising, Interest Only, Line of Credit etc)?(Required)

What % of your lending is “prime” lending and what % is “non-prime” lending, including low doc loans etc. Do you offer Loans to customers with poor credit history/rating?(Required)

Is all lending undertaken on a First Mortgage basis?(Required)

Do you engage in any "club" or "consortium" lending? If so, how is the security structured?(Required)

Do you provide Mezzanine finance, 2nd Mortgage or undertake lending on a subordinated basis?(Required)

Is the real estate mortgage lending decision undertaken based primarily upon the borrowers proven ability to repay?(Required)

Approved Lender Questionnaire

Details

Business Overview

Lending Policies

Lending Products

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Approved
Lender
Questionnaire

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price guide to me.