FAQs

How to minimise or avoid CGT on SMSF property?

  • Sell in the Pension Phase: If your SMSF is fully in pension mode, capital gains may be completely tax-free.
  • Hold for Over 12 Months: In the accumulation phase, CGT is reduced from 15% to 10% after a year.
  • Strategic Depreciation: Claiming depreciation can reduce taxable income but may increase CGT—timing the sale in the pension phase offsets this impact.

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